Onkijantie 19-23, Kuusamo, 14 93830, Kuusamo, Finland. - Hero Image
Onkijantie 19-23
14 | Kuusamo

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Kadri-Ann Öunap
Kadri-Ann Öunap
Presented At
€1,100,000
Bedrooms
5
Bathrooms
3
Living
1,970
SQFT
Onkijantie 19-23, Kuusamo, 14 93830, Kuusamo, Finland. - Photo 1
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Onkijantie 19-23, Kuusamo, 14 93830, Kuusamo, Finland. , 14 , Kuusamo

Tsham

A wonderful log chalet in Ruka, on the shore of Lake VuosselijärviPart of the most beautiful Finland; peace, privacy, silence, pure nature, lake and mountain landscape, wilderness. This property located on the shores of Lake Vuosselijärvi in ​​Saaruanniemi offers all of this, with a cozy log chalet that accommodates several persons.Located near the ever-developing services of Ruka, the real estate consisting of three buildings is a perfect leisure object for year-round use. In winter and spring, you can easily enjoy the services of the Rukatunturi ski center located only approx. 1 km away; from versatile hobby opportunities to excellent gourmet restaurants, but also from skiing, snowshoeing or snowmobile excursions on the ice of Lake Vuosselijärvi. In summer and autumn, you can enjoy swimming on your own sandy beach, or snorkling, kayaking, and fishing on the lake. Of course, Kuusamo's versatile hiking terrains, wonderful fells and steep rapids are also must-see destinations. The distance from the airport to Ruka is only approx. 20 km.After wonderful days spent in nature, it's wonderful to retreat to this very cozy log chalet, offering leisure and sleeping spaces for several couples or families. A kitchen (La Canche) equipped for the needs of a discerning chef, well-planned space distribution, five bedrooms, amazing room height in the living areas, timeless beauty and functionality of the bathroom and sauna facilities, a large outdoor terrace facing the lake, the peace of nature created by the log walls. Among other things, thanks to these features, the chalet is excellently suitable either for use by your own family and friends or easily rented outside of your own use.The lot totals an area of ​​a little over 2 ha, and there is a total of 200m2 + 160m2 of building rights left, which enables either the construction of additional premises, or the preservation of one's own peace around the current chalet. In addition to the main building, the property has a car and sled garage, a warehouse, and an unused former fish house.If this property seems like your dream place, please get in touch and ask for additional information and for a private viewing.

Gallery

3D Street View Tour

Map showing Onkijantie 19-23, Kuusamo, 14 93830, Kuusamo, Finland.

Property Location

Onkijantie 19-23, Kuusamo, 14 93830, Kuusamo, Finland., 14 Kuusamo

Local Weather & Climate

14, Kuusamo

Current Conditions Updated recently
-3 °F
Broken clouds
Feels Like -3°F
Humidity 100%
Wind 2 mph
Visibility 3.3 mi
Sunrise 5:55 AM
Sunset 2:38 PM
5-Day Forecast
Thu 19 Feb
Clouds
High -3°
Low -8°
Fri 20 Feb
Clouds
High 9°
Low -13°
Sat 21 Feb
Clouds
High 17°
Low -4°
Sun 22 Feb
Snow
High 18°
Low 2°
Mon 23 Feb
Clouds
High 16°
Low -9°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around 14?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in 14. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $110,000,000 20% down ($22,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$9,452
$9,452/day
Your home may appreciate while you sleep
$66,348/week $287,507/mo $3,450,080/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$60.5M
vs
OWN 📈 +$85.9M
$85.9M Potential Equity
vs $60.5M lost to rent over 10 years
$22.0M Down Payment Growth
3.9x
10yr
$85.9M
8.1x
20yr
$177.8M
12.6x
30yr
$277.8M
Wealth Comparison
×661
Equivalent to 661 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $277.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $129.5M +18%
Market $149.8M +36%
Optimistic $172.9M +57%
$85.9M est. equity
20 Years
Conservative $152.6M +39%
Market $204.0M +85%
Optimistic $271.7M +147%
$177.8M est. equity
30 Years
Conservative $179.7M +63%
Market $277.8M +153%
Optimistic $426.9M +288%
$277.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This other at Onkijantie 19-23, Kuusamo, 14 93830, Kuusamo, Finland features 5 bedrooms with 1,970 square feet of living space.
This property offers 1,970 square feet of living space.
This property is listed at $110,000,000, which equals $55838 per square foot.
Based on current market indicators, 14 shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a other located in 14, Kuusamo. The property is situated in an established neighborhood with convenient access to local amenities and services.
Kadri-Ann Öunap

Kadri-Ann Öunap

Snellman Sotheby's International Realty

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